Oct 28, 2025 | Investing, Retirement, Taxes
The 401(k) wasn’t built for you. It was built to replace pensions—cheaply. I’ll never forget the conversation I had with my accountant when I first started making real money. She’s sitting across from me with this look like he’s about to save...
Oct 28, 2025 | Investing, Retirement, Taxes
Here’s something that’ll blow your mind: The government just created a savings account that turns babies into millionaires by the time they turn 30. I’m not kidding. My daughter was born last month, and while I’m over here losing sleep because...
Oct 28, 2025 | Building Wealth, Investing, Taxes
The Big Beautiful Bill just locked in a $30 million estate tax exemption for married couples. Permanently. That’s double what it was a few years ago. Triple what it was a decade ago. For families sitting on $20-40 million in net worth, this feels like breathing...
Oct 28, 2025 | Building Wealth, Investing, Taxes
Most entrepreneurs think legacy planning means piling up assets and hoping their kids don’t blow it all. That’s exactly why 90% of family wealth evaporates by the third generation. The real game isn’t about leaving more money. It’s about...
Oct 28, 2025 | Building Wealth, Investing, Taxes
Your financial advisor thinks HSAs are for buying band-aids and aspirin. Meanwhile, smart entrepreneurs are using them to build million-dollar tax-free investment accounts. The Health Savings Account isn’t health insurance savings. It’s the only account in...
Oct 28, 2025 | Building Wealth, Investing, Taxes
The IRS just collected record-breaking capital gains taxes. Which proves one thing: the wealthiest people in America don’t earn their money. They engineer their gains. While W-2 earners celebrated 3% salary bumps, asset owners watched their net worth explode by...
